COMPENSATION SOURCES IN ONTARIO
When you have been involved in an accident you need to know how you can receive help. At Campisi Law, we have achieved exceptional results for our clients against Ontario’s most powerful insurance companies (and the law firms that represent them) including: AIG, Allstate, Aviva, Chubb, Cooperators, Desjardins, Economical, Intact, Lloyd’s, Northbridge, RBC, RSA, TD, Travelers, Wawanesa and Zurich. Contact us today to learn how Campisi LLP can help you with your case.
If short-term or long-term disability benefits are available through your employment or a privately purchased policy, you should apply for these benefits immediately following your accident. These policies will be the first payer of your benefits. Your car insurance will only pay for your benefits once the private or disability insurance limits have been exhausted or denied.
Ontario has an Accident Benefits system that was designed to provide you with fast access to essential benefits when you are injured, regardless of who is to blame for the accident. They are often referred to as “no-fault” benefits. Under the no-fault system, each person deals directly with their own car insurance company for post-accident treatment and health care, income replacement and other benefits.
Note: if you were injured on a snowmobile, ATV or other recreational vehicle, you might also be entitled to no-fault benefits.
Negligence Lawsuits (Fault-based)
In addition to your accident benefits claim, you can sue the parties responsible for damages caused by their negligence. This is called a tort claim and can include compensation for:
- Economic losses suffered by family members.
For more information on available benefits and amounts, please see the Accident Benefits table in our Car Accident eBook.