What is a "Cold Case"?

We specialize in resolving historic, unsettled auto accident claims and encourage victims to not give up. At Campisi, we call these old, unsettled claims “Cold Cases.”

If you or somebody you know has been involved in an accident in the past 32 years since no-fault accident benefits were introduced, and still struggle with long-term injuries, you could still have access to statutory benefits, or even a lump sum from your auto insurer that you are not aware of.

We strongly encourage you to discuss your potential claim with us. We are pleased to offer a free, no-obligation consultation so that you can understand your rights and options going forward. Put Campisi’s expertise to work for you—we care about your success.



If you answered yes to any of the above, you may still be eligible to access statutory benefits.


At Campisi, our first priority is to invest our expertise, time and resources into getting you and your family the timely, quality care you deserve.


General Time Limitations

Ontario auto insurance law establishes time limits to take certain steps when you have been injured in a car accident. Failure to comply impacts your rights and entitlements or can permanently deprive you of these rights. For example, you must let your insurer know that you were injured within 7 days of the accident. Once you receive an application package, you must apply for accident benefits within 30 days. If you miss either of these deadlines, you will have to fight to receive any benefits, and provide a satisfactory explanation for the delay. Most importantly, if your insurer reduces, cuts off or denies a benefit, you have two years to start an application disputing the decision with the Licence Appeal Tribunal (LAT). Generally, missing these deadlines acts as a bar to challenging the decision.


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Important Note


The general rules governing your entitlement to accident benefits and right to challenge a denial or unfair settlement are often presented as written in stone and impossible to challenge. Thankfully, this is not the case – several exceptions exist and can be argued successfully, no matter how long ago you were in the accident. If you were seriously injured in a car accident and continue to suffer from your accident related injuries but believe you do not have access to necessary accident benefits, you might still qualify under one of the exceptions listed above. We are pleased to offer a free, no-obligation consultation to discuss these matters with you. Trust the experts at Campisi LLP – Champions with heart.

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For more details, download our free Cold Case Eligibility Guide to help determine whether you qualify.


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Personal Injury Law Firm for the Seriously Injured

At Campisi, we care fiercely for our clients, giving them the support they need and winning the settlements they deserve. If you've been injured or hospitalized due to an accident in Ontario, it is important that you know your rights and get the best legal representation possible. Contact us now for immediate support.

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The Campisi Difference

Why Choose Campisi?

A champion with heart

When you’re a victim of an accident, everything can seem upside down. You need someone who cares enough to help you through the process, but also someone who’s strong enough to battle tirelessly on your behalf. You need an advocate with a heart.

We guarantee to always put your future first

You don’t pay for anything until your case is won or settled. We treat you as we would our family, making ourselves available 7 days a week to guide you through these difficult times. We are selective when taking on new clients so that you receive the attention you deserve, and the commitment to win your case.

Campisi is head of the class

At Campisi LLP, you and your family are in good hands. Our Managing Partner is not only an exemplary personal injury lawyer, he is a professor of Insurance Law at York University’s Osgoode Hall Law School. He has been recognized in the 2022 edition of Best Lawyers®  in Canada for Personal Injury Litigation, a highly respected resource for both clients and professionals. Our lawyers have successfully represented thousands of clients with serious injuries like yours, and will use their extensive knowledge of the law, the medicine and the insurance system to win your case.